I wanted to take a look at mortgage rates today.  They continue to show the same trends we’ve seen since the subprime crisis all come down: it sucks to be a jumbo.  The jumbo mortgage market is the one end of the system that has not really seen a ton of relief from attempts at boosting liquidity and lowering interest rates.  Compared to last week, jumbo rates were up 0.1%.  Meanwhile the 30-year fixed rates were down 20 basis points (bps) and the 15-year fixed mortgage rates were down 27 bps.  Rates based on averages take from BankRate.