Last year I recommended that you stay out of real estate investing.  If you did that and accumulated capital, you should be frothing at the mouth at some of the deals out there.  Mortgage rates for those of you with good credit can be found today at 5%, with an average of around 5.3% and some people even claiming success at 4.75%.  I believe that prices will go down further, but mortgages rates do not simply have much lower to go.  This balance could make for a good trade off and an possible entry opportunity for new real estate investors.  Big Ben has proven that he is willing to bail out at any cost by printing money.  This will lead to inflation and a dramatic increase in mortgage rates when things improve.  The best place to be?  Hard assets like real estate.